Privacy Policy

Privacy Policy

Effective Date: June 26, 2024

Introduction

Executive Financial Enterprises, Inc. (“Company,” “Company’s,” or “We”) respects your privacy and is committed to protecting it through our compliance with this policy.

This policy first describes the types of information we may collect from you or that you may provide when you visit the website www.efeinc.net (our “Website,” “Site,” “Sites”) and our practices for collecting, using, maintaining, protecting, and disclosing that information. Second, this policy describes certain privacy rights specific to California residents.

Privacy Rights and Our Website

The information contained in this section applies to the data we collect:

On this Website.
Email, text, and other electronic messages between you and this Website or our Client’s Website.
Through mobile and desktop applications you download from this Website, you can have a dedicated non-browser-based interaction with this Website.
When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.
You supply information to us and/or our clients, vendors, and/or affiliates.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. You can only use our Website if you agree with our policies and practices. By accessing or using this Website, you agree to this privacy policy. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 13

Our Website is not intended for children under 13 years of age. No one under 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we have any information from or about a child under 13, please contact us at support@efeinc.net.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including information:

By which you may be personally identified, such as name, postal address, email address, telephone number, or ANY OTHER INFORMATION THE WEBSITE COLLECTS THAT IS DEFINED AS PERSONAL OR PERSONALLY IDENTIFIABLE INFORMATION UNDER AN APPLICABLE LAW/any other identifier by which you may be contacted online or offline (“personal information”).
That is about you but individually does not identify you and/or
About your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

Directly from you when you provide it to us.
Automatically as you navigate the site, information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
From third parties, such as our business partners and clients.

Information You Provide to Us

The information we collect on or through our Website may include:

Information you provide by filling in forms on our Website and/or our Clients’ websites. This includes information provided when registering to use such a Website, subscribing to our Service, posting material, or requesting further services. We also ask you for information when you enter a contest or promotion sponsored by us and when you report a problem with our Website.
Please provide records and copies of your correspondence (including email addresses) if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website and of the fulfillment of your orders. You may be required to provide financial information through our Website before placing an order.
Your search queries on the Website.

You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website or transmitted to other users of the Website or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at risk. Please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other website users with whom you may choose to share your User Contributions. Therefore, we cannot guarantee unauthorized persons will not view your User Contributions.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

We collect details of your visits to our Website, including traffic data, location data, logs, and other communication data, as well as the resources you access and use on the Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.

We may also use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). The Help portion of the toolbar on most Web browsers will tell you how to prevent your browser from accepting new cookies, have the browser notify you when you receive a new cookie, or disable most cookies. However, you may be unable to access some tools and features offered on our Websites if you refuse to accept cookies.

The information we collect automatically is statistical data and may include personal information. Still, we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website according to your interests.
Speed up your searches.
Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

Cookies (or browser cookies): A cookie is a small file placed on your computer’s hard drive. You may refuse to accept browser cookies by activating the appropriate settings on your browser. However, if you select this setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser settings to refuse cookies, our system will issue cookies when you direct your browser to our Website.
Flash Cookies: Certain website features may use locally stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. The same browser settings as browser cookies do not manage Flash cookies. You can manage Flash cookies via the settings in your Flash player.
Web Beacons: The Website’s pages may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

Google Analytics

Some or all of the Company’s Sites use Google Analytics Demographics and Interest Reporting. The Company’s Sites may also use other Google Analytics for Display Advertising features, including Remarketing, Google Display Network Impression Reporting, and the DoubleClick Campaign Manager integration. Google requires us to disclose the following information to you in our Privacy Statement in connection with our use of any Google Analytics for Display Advertising features on the Company’s Sites:

You may opt out of Google Analytics for Display Advertising or customize Google Display Network ads using the Google Ads Settings page. You may also prevent your data from being collected and used by Google Analytics by opting out using the Google Analytics Opt-out Browser Add-on.
Suppose the company’s sites use Google Analytics to display the advertising remarketing feature. In that case, the Company will use such a remarketing feature to advertise online, and third-party vendors, including Google, may show the Company’s ads on sites across the Internet.
Company and third-party vendors, including Google, may use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) together to (a) inform, optimize, and serve ads based on a user’s past visits to the Company’s Sites, and/or (b) report how your ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to the Company’s Sites.
The Company may utilize data from Google Analytics Demographics and Interest Reporting to help recognize and understand user preferences, improve the Company’s Sites, choose content and advertising to display to you, and for other business purposes that will allow the Company to serve you better.

Third-Party Use of Cookies and Other Tracking Technologies

Some content or applications, including advertisements, on the Website are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website. The information they collect may be associated with your personal information, or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have questions about an advertisement or other targeted content, you should contact the responsible provider directly.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

To present our Website and its contents to you.
To provide you with information, products, or services you request from us.
To fulfill any other purpose for which you provide it.
To provide you with notices about your account, including expiration and renewal notices.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
I want to notify you about changes to our Website or any products or services we offer or provide.
This allows you to participate in interactive features on our Website.
In any other way, we may describe when you provide the information.
For any other purpose with your consent.

We may use the information you collected to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

Disclosure of Your Information

We may disclose aggregated information about our users and information that does not identify any individual without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

To our subsidiaries, affiliates, and related entities.
To contractors and service providers, we use to support our business, who are bound by contractual obligations to keep personal information confidential and use it only for the purposes we disclose to them.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Company about our Website users is among the assets transferred.
For any other purpose disclosed by us when you provide the information.
With your consent.

We may also disclose your personal information:

To comply with any court order, law, or legal process, including responding to any government or regulatory request.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our clients, or others. This includes exchanging information for fraud protection and credit risk reduction with other companies and organizations.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

Tracking Technologies and Advertising: You can set your browser to refuse all or some cookies or to alert you when cookies are being sent. To learn how to manage your Flash cookie settings, visit the Flash player settings page on Adobe’s Website. If you disable or refuse cookies, please note that some parts of this site may be inaccessible or malfunctioning.
Promotional Offers from the Company: If you wish to refrain from having your email address/contact information used by the Company to promote our own or third parties’ products or services, you should not submit any personal information.

The Help portion of the toolbar on most Web browsers will tell you how to prevent your Web browser from accepting new cookies, notify the Web browser when you receive a new cookie, or turn off most cookies. However, you may be unable to access some tools and features offered on our Websites if you refuse to accept cookies.

Data Security

The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website, such as message boards. Any website user may view the information you share in public places. We strive to protect your personal information, and the transmission of information via the Internet is only partially secure. Although we do our best to protect your personal information, we cannot guarantee the security of your information transmitted to our Website. Website transmission of personal information is at your own risk. We are not responsible for circumventing any privacy settings or security measures on the Website. We adhere to our Privacy Policy.

Our policy is to post any changes we make to our privacy policy on this page with a notice that the policy has been updated on the Website’s home page. The date the policy was last revised is at the top of the page. You are responsible for ensuring we have an up-to-date, active, and deliverable email address for you and for periodically visiting our Website privacy policy to check for any changes.

Your California Privacy Rights

California Civil Code Section § 1798.83: California Civil Code Section § 1798.83 permits users of our Website California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to support@efeinc.net. Executive Financial Enterprises Inc. 1465 Tamarind Ave #680, Los Angeles, CA 90028

California Privacy Rights Act (“CPRA”):

Rights

The California Privacy Rights Act (“CPRA”) provides California consumers, defined as natural persons who are California residents, with rights regarding their personal information. Under the CPRA, California residents have the following rights:

Right to know what personal information is being collected from them, including the categories of personal information collected, specific pieces of information collected, the sources from which the data was collected, and the business or commercial purpose for which it was collected.
Right to access that information and request for the business to delete that personal information
Right to know whether the business sells, as defined by the CPRA, personal information, and the business and commercial purpose for selling the personal information.
Right to know if the business disclosed consumer’s personal information.
Right to opt out of the sale of their personal information.
Right to not be discriminated against based on exercising any rights provided by the CPRA.
Right to correct any inaccuracies in their personal information.

Making a Verifiable Request

To exercise the right to access, correct, or delete personal information, California consumers must submit a verifiable consumer request to us by either:

Sending a request in writing to Executive Financial Enterprises Inc., 1465 Tamarind Ave #680, Los Angeles, CA 90028
Emailing us at support@efeinc.net

A verifiable consumer request must contain sufficient information to verify that the person making the request is authorized. Upon receipt of a verifiable consumer request, Executive Financial Enterprises may contact the consumer to request sufficient verification.

Opt-out Provision

The CPRA gives California consumers the right to opt out of the sale of their personal information. Executive Financial Enterprises does not sell your personal information.

Personal Information Collected by Executive Financial Enterprises Within the Last Twelve Months

In the last twelve months, Executive Financial Enterprises has collected the following personal information:

Identifiers:

Names, aliases, postal addresses, email addresses, telephone numbers, social security numbers or other similar identifiers

Audio, visual, and other sensory information, such as audio recordings, facial photographs, and image
Employment information, such as occupation, title, licenses, and professional memberships
Demographic information, such as age
Characteristics of protected classifications under state or federal law, such as gender
Device and online identifiers, such as social media profile
Location information, such as geo-location information
Commercial information: records of personal property, products, or services purchased
Your search queries on our Website of your visits to our Website traffic data, location data, logs, and other communication data and the resources you access and use on the Website about your computer and internet connection, including your IP address, operating system, and browser type.
Information is generally contained in credit reports.

Sources of Personal Information

Personal information provided by creditors
Personal information we receive from consumers in telephone conversations, mail, and email correspondence
Publicly commercially available databases include credit bureaus, private investigators, search engines, social media, and neighboring businesses.

Use of Personal Information

As a commercial collection agency, Executive Financial Enterprises uses personal information for business purposes while performing collection services for its clients. In addition, Executive Financial Enterprises uses personal information to protect the security and integrity of our business and help prevent fraud; to conduct business analysis, such as analytics, projections, and identifying areas for operational improvements; and to fulfill our legal functions or obligations.

Personal Information Sold Within the Last Twelve Months

Executive Financial Enterprises has not sold personal information in the preceding twelve months.

Personal Information Disclosed for Business Purposes

At times, and to perform collection services, Executive Financial Enterprises may work with third parties who provide essential services necessary in the business. In doing so, Executive Financial Enterprises may sometimes share certain private information with third parties for business purposes. In the past twelve months, Executive Financial Enterprises has shared certain private information for the following purposes:

Auditing for legal and regulatory compliance:

Identifiers such as names

Security:

Detecting/preventing security breaches

Protecting against fraud

Debugging:

Identifying and fixing technical errors

Performing Services:

Account maintenance

Identifiers

Legal services

Identifiers such as names

Audio, visual, and other sensory information, such as audio recordings, facial photographs, and image

Processing transactions

Identifiers such as names to process payments through credit card companies

Skip tracing

Identifiers such as names, addresses, phone numbers

Internal research to develop technology

Names, aliases, postal addresses, email addresses, social security numbers, or other similar identifiers

Audio, visual, and other sensory information, such as audio recordings, facial photographs, and image

Employment information, such as occupation, title, licenses, and professional memberships

Demographic information, such as age

Characteristics of protected classifications under state or federal law, such as gender

Device and online identifiers, such as social media profile

Location information, such as geo-location information

Commercial information: records of personal property, products, or services purchased

Sensitive Information

Unless we specifically request or invite it, we ask that you not send it to us. You do not disclose any sensitive personal information (e.g., Social Security numbers, information related to racial or ethnic origin, political opinions, religion or philosophical beliefs, health, sex life or sexual orientation, criminal background, or trade union membership, or biometric or genetic data to identify an individual uniquely) on or through the Service or otherwise to us.

Retention Period

We will retain your personal information for as long as needed or permitted, considering the purpose(s) for which it was obtained. The criteria used to determine our retention periods include:

The length of time we have an ongoing relationship with you and provide the Service to you.
Whether there is a legal obligation to which we are subject.
Is retention advisable considering our legal position (such as regarding applicable statutes of limitations, litigation, or regulatory investigations)?

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at support@efeinc.net or via mail at:

Executive Financial Enterprises Inc.

1465 Tamarind Ave #680

Los Angeles, CA 90028