Pricing
Pricing That Works With You
Commercial Collection Pricing Built Around Your Business
Our contingency-based pricing rewards larger placements and long-term partnerships while ensuring you only pay when we recover.
Standard Contingency Rates
Our standard pricing is based on the balance of each placement, allowing us to provide competitive rates while maintaining exceptional recovery performance.
| Placement Amount | Contingency Rate |
|---|---|
| Under $1,000 | 30% |
| $1,000 – $4,999 | 25% |
| $5,000 – $24,999 | 22% |
| $25,000+ | 20% |
Attorney Placement
40% contingency. Court costs billed separately. Attorney Placement requires client authorization.
Rates shown represent EFE's standard contingency pricing. Final pricing may vary based on portfolio characteristics, account volume, and engagement scope.
Transparent Collection Fees
Our Pricing Promise
At EFE, we believe pricing should be transparent, straightforward, and aligned with your business objectives.
Unlike agencies that rely on one-size-fits-all pricing, our model rewards larger placements, long-term partnerships, and high-quality portfolios while maintaining our commitment to contingency-based recovery.
No Recovery. No Fee.
No Hidden Costs.
Preferred Client Pricing
Rewarding Long-Term Partnerships
Clients who partner with EFE through recurring monthly placements may qualify for preferred pricing based on average monthly placement volume.
| Average Monthly Placement | Rate Adjustment |
|---|---|
| Under $50,000 | Standard Rates |
| $50,000 – $99,999 | Less 1% |
| $100,000 – $149,999 | Less 2% |
| $150,000+ | Custom Pricing |
Preferred pricing may be available for clients with consistent placement volume and ongoing portfolio management needs.
Factors That Influence Pricing
Account Age
Portfolios primarily consisting of accounts over 365 days from charge-off, write-off, or last payment may be subject to an additional contingency rate.
Portfolio Quality
Complete account documentation and accurate debtor information help maximize recovery results.
Enterprise & National Portfolios
Large enterprise and national portfolios receive customized pricing based upon placement volume and operational requirements.
Why Businesses Choose EFE
No Upfront Collection Fees
No Recovery, No Fee
Nationwide Commercial Collections
Attorney Network Available
Customized Enterprise Solutions
Additional Services
Not every business need fits within a traditional commercial collection model.
EFE also provides customized business solutions including:
EFE also provides customized business solutions including:
- Accounts Receivable Management
- First-Party Collections
- Business Process Outsourcing (BPO)
- Portfolio Cleanup Projects
- Payment Processing Support
- Customer Service Solutions
- Custom Operational Projects
Pricing for these services is provided through a customized Statement of Work based on project scope and business objectives.
SUPPORT & ANSWERS
Frequently Asked Questions
Let’s Work Together
Ready to Improve Your Cash Flow?
Speak with an EFE recovery specialist about a customized collection strategy for your business.